The House of God or the Den of Thieves

If the United States government actually gave a damn about its people—really gave a damn, not this plastic, Instagrammable, campaign-season compassion—it would immediately end the grotesque charade of treating homes as financial instruments. It would stop pretending that a family’s dwelling is an “asset,” a “portfolio component,” or a “yield-generating property.”

It would remember that a house is a home, not a slot machine.

The very idea that corporations, REITs, and venture funds are allowed to buy single-family homes, duplexes, and triplexes is not just economic folly—it’s moral rot. It is the legalized desecration of the hearth, the altar of the family. The government knows this. Congress knows this. The Treasury knows this. Yet they stand there like Judas counting coins, proud of their “growth metrics,” while young families wander from apartment to apartment like exiles in their own land.

Let’s not mince words. BlackRock, Vanguard, and the whole swarm of capital locusts are not “investors.” They are colonizers. They have invaded the American homefront not with armies but with algorithms, bidding wars, and mortgage-backed voodoo. They’ve taken the sacred, the domestic, the human—and securitized it.

They’ve turned the home into a hedge fund product, and the American family into a tenant of Mammon.

The Theology of Property

Christians understand that the home is not a commodity but a small church—a temple of love, sacrifice, and creation. The family table is an altar; the bread broken upon it, an offering of gratitude. To sell that altar to the highest bidder, to let the unclean hands of speculators defile it, is to invite the same corruption that drove the moneychangers into the courts of the Temple.

Christ didn’t “negotiate” with the moneychangers.

He didn’t “reform” the temple market.

He took a whip and drove them out.

That is precisely what must be done today. If America had any remnants of moral backbone, it would purge its housing market with the same righteous fury.

What a Real Government Would Do

If this government were even remotely competent, or even faintly moral, it would do five simple things:

1. Ban corporate ownership of homes outright.
   No LLC, no corporation, no REIT, no trust—nothing but flesh-and-blood human beings—should own single-family, duplex, or triplex homes. If you want to own housing as an investment, go build an apartment complex in a pre-zoned area and leave the neighborhoods alone.

2. Force divestment.
   Every corporate-owned home must be sold back to individuals and families within a fixed timeframe. Not “encouraged.” Not “phased out.” Required. Give them five years to get out, or we seize and auction it. Let the speculators who built their empires on misery choke on their own balance sheets.

3. Rezone for human life, not corporate greed.
   Set aside vast tracts of undeveloped land strictly for single-family home development. No high-rise monstrosities, no “luxury multifamily units,” no urbanist dystopia of stacked pods. Real homes. Real yards. Real neighborhoods.

4. Limit corporate multiplex development.
   Large apartment projects can exist—but only in already urbanized zones. Do not permit the soulless expansion of endless gray concrete grids across open country. Preserve the land for those who would build lives, not ledgers.

5. Reward families, not funds.
   Offer massive tax incentives for families and individuals who live in their homes. Penalize absentee landlords. Tax empty homes into oblivion. If your “investment property” sits vacant while a working family sleeps in a car, you are not an investor—you are a criminal with a spreadsheet.

The Idolatry of Assetism

We live under a new paganism—the cult of “assetism.” Everything must be an “asset.” Everything must “appreciate.” The American government has made Mammon its national deity, and the Fed its high priest. In this faith, your home is not a sanctuary but a speculative temple offering.

This is not capitalism—it is cannibalism dressed up in a Brooks Brothers suit. It eats the young, devours families, and calls the bones “market efficiency.” It worships nothing but the exponential curve.

The result?

A country where a two-income family making $120,000 a year can’t buy a house because they’re outbid by an algorithm with a billion-dollar credit line. A country where citizens live like medieval serfs, paying rent to feudal landlords called “investment groups.”

And the politicians?

They shrug. They tweet about “affordable housing initiatives” while cashing donations from the very corporations that caused the problem.

There is no greater indictment of modern America than this: the people who build the houses can no longer afford to live in them.

The Hypocrisy of “Freedom”

America prattles endlessly about “freedom” and “the pursuit of happiness,” but freedom without property is a fraud. A man without land, without a home, without security, is not free—he is a tenant in someone else’s empire.

Christian theology teaches that man is a steward, not an owner; that what is given to him is for his family, his neighbor, and his posterity.

Corporate ownership of homes annihilates that stewardship.

It replaces it with nihilism.

Land stripped of purpose, homes stripped of families, human life stripped of rootedness.

If you destroy home ownership, you destroy the very possibility of virtue. For virtue begins with responsibility.

responsibility for a plot of land, for a roof, for a family beneath it.

The Path to Redemption

If America wishes to recover its moral and social sanity, it must reconsecrate the home. That means casting out the moneychangers, not “regulating” them. It means returning housing to human hands, not “balancing the interests” of corporate and individual buyers.

It means realizing that a civilization where homes are owned by funds and lived in by debtors is not a civilization, it’s a plantation.

And the government, the banks, and the bureaucrats are the overseers.

There can be no repentance without restitution. Every home bought up by Wall Street must be sold back to the people. Every law written to protect speculators must be burned. Every politician who took money from the housing lobby must be named and shamed.

A real nation would do this.

A fake nation will continue selling itself to death.

The Final Word

A nation that refuses to protect the home has already invited its destruction.

In the end, this isn’t about economics, it’s about the human soul. The man who builds his house upon rock is secure; the man who builds upon debt and speculation will see it collapse in ruin. The same is true for nations.

The United States has built its house upon sand: upon “market forces,” quarterly returns, and the gospel of the GDP.

When the rains come—and they will—it will not stand.

Repent, America. Drive out the moneychangers.

Sanctify your homes again.

Or be swallowed whole by the god you built—Mammon.